GLO Homeowner Reimbursement Program launches this Thursday..

0002.jpg

The Texas General Land Office will be launching their Homeowner Reimbursement Program on Thursday, February 28, 2019 at 8:00AM for residents living in the 48 counties affected by Hurricane Harvey.  This program can allow homeowners to be reimbursed for certain out-of-pocket expenses incurred for repairs to their primary home including reconstruction, rehabilitation, or mitigation up to $50,000.

Since this is a 2017 Community Development Block Grant – Disaster Recovery (CDBG-DR) program, it is geared towards low-to-moderate income residents.  HOWEVER - for the first 30 days of the program 30% of the funding will be set aside for low-to-moderate income residents.  This means for the first 30 days of the program that 70% of the funding will be available for residents that are NOT low-to-moderate income & meet the eligibility requirements.  The program is first-come, first serve and so we encourage those who are interested to apply as soon as the application process opens! 

NOTE: We have included details on application requirements, and eligibility below. You can also jump down to the bottom of the page and download the HRP checklist and brochure.

How to APPLY: Beginning Thursday, February 28 at 8:00 AM applicants will be able to submit all their application material electronically here. Applications are anticipated to outnumber available funds, so apply quickly!

An applicant is NOT eligible for the Homeowner Reimbursement Program if:

  • If their home is located in a floodplain (100 year, and was substantially damaged / improved and home is not at least 2 feet above the base flood elevation (based on  FEMA’s latest flood map) then the home is not eligible for this program.

  •   If the homeowner’s income is greater than 120% AMI, and the home is located in a floodplain, and did not have flood insurance then the applicant is not eligible for this program.

  • If the homeowner received prior assistance (ex: 2016 Flood), and is located in a floodplain, and did not maintain flood insurance, then the applicant is not eligible for disaster assistance through HUD.

  • If the homeowner lives within the floodway.

As part of the application process, homeowners will be asked to provide the following documentation.

  • Evidence of Repair: Post-repair pictures, and Receipts and/or invoices, and Bank account statements or credit card statements.o   Also, only proof eligible expenditures in excess of $500 may be reimbursed.  NOTE: The information we received from the GLO states repairs must have been made within one year of storm making landfall: August 25th 2017 – August 24th 2018. 

  • Evidence of Ownership: Property tax records, or deed, or title, among other forms including GLO Affidavit of Ownership.

  • Primary Residence on August 25, 2017: Homestead Tax Exemption, IRS Form 1098 Mortgage Interest Deduction,  Voter Registration Card, or 6 months of consecutive utility bills prior to 08/25/17 and 03/01/18.

  • Income: Your most recent tax return.

  • Photo ID: Valid driver license, or passport, or state / government issued ID.

  • Property Taxes & Child Support: must be current (if applicable).

  • Harvey Damage Evidence: Award / Denial Letters from FEMA, SBA, or Insurance; or an Inspection Report (at owner’s expense); or alternative, but GLO approval is required. 

  • Verification of Flood Insurance : This applies to those in a floodplain who received prior assistance

Eligible Reimbursement Expenses: Removal of Construction Debris - Structural Repairs - Entrance & Exit Doors, Windows, Roofs - Essential appliances: HVAC, Refrigerator, Stove / Oven, Dishwasher, Water Heater - Utility Connections: Plumbing, Electrical & Gas Systems - Septic or Sewer System Repair - Well or Water System Repair - Permits & Inspection Fees - Repairs made within one year of storm making landfall, August 25th 2017 –August 24th 2018.

Ineligible Reimbursement Expenses: Repair of structures not attached to the home such as fences or sheds. - Garage door openers, security systems, swimming pools, television satellite dishes. - Food, Clothing, Household Goods and Furnishings.  - Rental, Second, or Vacation Homes. - Temporary Housing. - Mortgage Payments. - Insurance Premiums. - Utility Expenses. - Expenditures with no receipts. -Repairs made after one year of storm making landfall, (August 24 2018).

More information, and a homeowner checklist is available via the PDF’s below. You can also learn more about the Homeowner Reimbursement Program here. For questions, or assistance with the application process email cdr@recovery.texas.gov or call 1-844-893-8937.